Automate stablecoin payments, directly from your customers' wallets
Debyth is programmable payment infrastructure for fintech businesses. Create a mandate, your customer approves it with one wallet signature, and we execute recurring USDC/USDT payments on Base and Solana — non-custodial, on schedule, every time.
Recurring payments are stuck in the card era
Cards charge 3-5%, fail where banking penetration is low, and can't be programmed. Manual crypto pushes don't scale. Debyth exists to make recurring money movement automatic, global, and non-custodial.
No true recurring payments
Crypto payments today rely on manual pushes, card rails, or escrow — none of which provide real automation for scheduled, recurring collection.
Cards fail where you grow
High fees, chargebacks, and low banking penetration make card rails unreliable in emerging markets and for crypto-native customers.
Custodial risk by default
Most solutions hold merchant funds in custody, creating security risk, regulatory burden, and a single point of failure.
Manual chaos at the seams
Businesses stitch together billing, payouts, treasury, and spreadsheets just to move money predictably — fragile and unscalable.
A mandate is a direct debit for crypto
Mandates are how Debyth automates payments without custody or card rails — durable, on-chain payment authorization your customer grants you once, that we execute on your schedule.
A mandate defines who can move funds, how much, how often, and under what limits. Your customer signs it one time with their wallet — after that, Debyth executes automatically within those bounds, and your customer can pause or cancel anytime.
One-time approval
Your customer authorizes once through a branded approval link — no cards, no banking rails, no repeated checkouts.
Hard on-chain limits
Frequency, per-execution caps, and period and lifetime limits are enforced on-chain, not just in backend code.
Non-custodial, always
Funds move directly from your customer’s wallet to yours. Debyth never holds, escrows, or custody funds.
Approve Payment Mandate
Review and sign to authorize recurring payments
Secured by Debyth Protocol · Signed once, in the customer's wallet
The Debyth Advantage
Built for the future of finance, designed for today's fintech challenges.
Automated Recurring Payments
Create a mandate once and Debyth executes on schedule — daily, weekly, monthly, or annually — with no manual intervention and no repeated sign-ins.
Non-Custodial Security
Your customers keep full control of their funds. Payments flow directly from their wallet to yours — Debyth never holds custody.
Mandate Policies & Limits
Set frequency, per-execution caps, and period and lifetime limits. Every charge is validated against the approved policy before it executes.
Base + Solana, USDC + USDT
Settle on the chains and stablecoins your customers already hold. Chain-aware by design, chain-agnostic in philosophy.
On-Chain Safety Guardrails
Every mandate carries hard on-chain protections: low-allowance auto-pause, nonce replay protection, and recipient enforcement.
Developer-First API
A REST API, webhooks, and SDKs that integrate in minutes. Idempotent payment intents, real-time ledger events, and a full OpenAPI spec.
How It Works
Create a mandate
Define the payment via API: sender, recipient, asset, amount, frequency, and limits. Fixed or variable amounts, daily to annual schedules.
Customer approves once
Send a branded approval link. Your customer connects their wallet and signs once — no cards, no KYC, no banking rails.
Debyth executes on schedule
Smart contracts move funds from your customer's wallet to yours. Policy checks, reconciliation, and webhooks on every execution.
Ready to automate your payments?
Join the waitlist and be first to access our API.
Built for the businesses building on stablecoins
If money moves on a schedule, Debyth automates it — from SaaS subscriptions to agentic commerce.
SaaS & Subscriptions
Collect recurring fees from crypto-native customers without cards, chargebacks, or failed-payment churn.
Global Payroll & Contractors
Pay international teams and contractors instantly in USDC/USDT — no banking rails, no settlement delays.
Marketplaces & Platforms
Run vendor and creator payouts on programmatic schedules with hard per-transaction limits.
AI Agents & M2M Commerce
Let autonomous systems pay within scoped, pre-approved mandates — the building block for agentic commerce.
Frequently Asked Questions
Everything you need to know about Debyth and how we're transforming payment infrastructure.
Debyth is programmable stablecoin payment infrastructure for fintech businesses. Businesses create payment mandates that their customers approve once, and Debyth automatically executes recurring USDC/USDT payments on Base and Solana — non-custodially, directly from customer wallets to business wallets.
A mandate is durable, on-chain payment authorization — think of it as a direct debit for crypto. It defines who can move funds, how much, how often, and under what limits. Your customer signs it once with their wallet, and Debyth executes automatically within those bounds from then on.
When you create a mandate, Debyth generates a branded approval link. You send it to your customer, they connect their wallet and sign once — no cards, no KYC, no banking rails. After approval, execution is fully automatic.
No. Debyth is non-custodial by design. Funds move directly from your customer’s wallet to your business wallet. We never hold, escrow, or custody user assets.
We currently support Base and Solana, with USDC and USDT on both. The architecture is chain-aware by design, so additional networks can be added as demand requires.
Yes — that’s what mandate policies are for. You define frequency (daily to annually), fixed or variable amounts, per-execution caps, and period and lifetime limits. Every charge is validated against the approved policy before it executes on-chain.
Mandates run with on-chain safety. If a customer’s allowance runs low, Debyth auto-pauses rather than failing silently. Payment intents are retryable via API, and the backend reconciles every attempt with webhook notifications.
Security is layered. Hard limits — frequency, amount, and lifetime caps — are enforced on-chain. Nonce replay protection prevents double-charging, and recipient enforcement means funds only ever go to the approved business wallet. Production executor keys are KMS/HSM-backed.
No. Debyth is infrastructure — an execution layer. We don’t custody funds, run a DCA or yield product, or have a token. We automate when money moves, how much, and to whom, within approved rules.
Direct debits and cards run on banking rails with high fees, limited global reach, and frequent failures in underbanked markets. Debyth runs on stablecoin rails: instant settlement, global reach, 24/7 availability, and fees a fraction of card processing — with the same automation and user authorization you expect from a direct debit.
Stablecoins are the first globally interoperable, internet-native money rails — instant, available 24/7, and composable with software. We build on Base and Solana for their developer tooling, liquidity, low fees, and fast settlement.
Yes. We provide REST APIs and SDKs that integrate with existing fintech products. Payment intents are idempotent, webhooks are signed and replay-safe, and a full OpenAPI spec is available.
Pricing aligns with non-custodial money movement: a platform tier based on active mandate count, a small per-successful-execution fee, and free policy updates within your monthly quota. In practice, businesses pay a fraction of typical card processing costs.
We’re in private beta with select partners. Join our waitlist to be notified when we launch publicly and to get early access to our API.
Still have questions?
Contact our team →